Ride-sharing companies and their associated apps, such as Uber and Lyft, have become the preferred way to get around. A tourist or a local can easily access a ride within minutes. However, this popular transportation convenience can come at a price when an accident occurs. The Tampa Bay area has some of the highest number of accidents in the state and Florida rideshare drivers and their companies have slightly different insurance requirements than everyday drivers. Therefore, before stepping into a rideshare vehicle, it may be beneficial to understand your rights when an accident occurs. If you are a victim of a ride-sharing accident, you will want to contact a auto accident attorney to protect your rights.
Insurance coverage with Uber or Lyft drivers may be unclear when determining who is covered. Ride-share drivers are considered independent contractors, not employees, and therefore must follow national transportation guidelines. That doesn’t always mean they are following basic driver safety tips. The ride-share company and driver are required to carry liability insurance that covers passengers and third parties in an accident. Here are the ways you may be insured if you are in an accident while riding in an Uber vehicle:
Because Florida is a no-fault state, a passenger’s insurance policy also provides initial protection in an accident.
There are various steps to take when riding in a ride-sharing vehicle in an accident. It is essential to be aware of each of them and how they may apply to you.
Anyone involved in a ride-share accident should immediately contact an attorney to help recover damages. Navigating the insurance system can be complicated when dealing with ride-sharing companies. Hiring Attorney Teresa Williams is the best way to protect your rights. Call us at (727) 796-2706 today to get started or contact us on our website here.